Medicare plans cover certain medical services and supplies in hospitals, doctors’ offices, and other health care settings.

Open enrollment has started for all existing Medicare. When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. And, there are special enrollments.

A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. A Medicare Advantage Plan, sometimes called “Part C” or “MA Plan,” is a Medicare health plan offered by a private company that contracts with Medicare Plan Options.

Medicare Advantage Plans cover all Senior Plan Options Part A and Part B services except hospice care and some costs in qualifying research studies. They also cover emergency and urgent care. Read More.

Health Maintenance Organization (HMO) plans – With most HMO plans, you can only go to doctors, other health care providers or hospitals in the plan’s network except in an urgent or emergency situation.

Medicare offers prescription drug coverage to everyone with Medicare. You must join a prescription drug plan approved by Medicare in order to receive the drug coverage. Read More.

Enroll in a Medicare Prescription Drug Plan (sometimes called “PDPs”). You must have Part A or Part B to join a Medicare Prescription Drug Plan. Another option is to enroll in a Medicare Advantage Plan. Read More.

Original Medicare pays for many health care services and supplies, but not all. Medicare Supplement Insurance policies (also called Medigap policies), sold by private companies, can help pay some of the health care costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles. Read More.

Most Medicare drug plans have a Coverage Gap (also called the “donut hole”). The coverage gap begins after you and your drug plan together have spent a certain amount for covered drugs.